Resident Indian

1. Purchase
Loan Amount : Min.Rs.1,00,000/-
Loan to Property cost : 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above 20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs .
Loan Term : Maximum term – For Salaried – 30 years, for self employed 20 Years
Repayment Mode : Equated Monthly Installments (EMI)- Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
2. Construction
Loan Amount : Min.Rs.1,00,000/-
Loan to Property cost : 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan above 75 Lacs
Loan Term : Maximum term – For Salaried – 30 years, for self employed 20 Years
Repayment Mode : Equated Monthly Installments (EMI) – Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
3. Extension
Loan Amount : Min.Rs.1,00,000/-
Loan to Property cost : 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan above 75 Lacs
Loan Term : : Maximum term – For Salaried – 30 years, for self employed 20 Years
Repayment Mode : Equated Monthly Installments (EMI) – Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
4. Repairs/Renovation
Loan Amount : Min.Rs.1,00,000/-
Loan to Property cost : 85% of cost of the estimate for loan up to 20 Lacs 80% of cost of the estimate for loan above 20 Lacs and up to 75 Lacs 75% of total cost of the estimate forloan above 75 Lac
Loan Term : Maximum term – For Salaried – 30 years, for self employed – 20 Years
Repayment Mode : Equated Monthly Installments (EMI)- Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
5. Plot Purchase
Purpose  : Loan for purchase of residential plotfrom statutory authorities
Loan to Property cost : 75% of the property value
Loan Term : Maximum term – 15 Years
Repayment Mode : Equated Monthly Installments (EMI) – Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
6. Take over from other Institutions/Banks + Top up
Purpose : Takeover of existing loan from other Financial Institution/Banks
Term  : Maximum 30 Years for Salaried and Maximum 20 Years for Business
Loan Term : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time